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Investment Limit Calculator

Estimate your annual Regulation Crowdfunding (Reg CF) investment limit based on current SEC rules. Enter your annual income and net worth to see your calculated limit.

Educational Tool Disclaimer

This calculator is for educational purposes only and does not constitute investment advice. Investment limits apply to your total Reg CF investments across all platforms, not just GigaStar. Consult a financial advisor for personalized guidance.

Calculate Your Reg CF Investment Limit

Based on SEC Regulation Crowdfunding rules (updated 2023)

$
$0 $500K
$
$0 $500K
Your Estimated Annual Reg CF Investment Limit
Annual Limit
Annual Income
$75,000
Net Worth
$75,000
Lesser Value Used
$75,000

Both income and net worth are below $124,000. Your limit is 5% of the lesser value ($75,000), which is greater than $2,500.

Important: This limit applies to your total investments across all Reg CF platforms in a 12-month period, not per issuer. Self-reported figures are used; inaccurate information may result in regulatory issues. Read full disclosures

How SEC Reg CF Investment Limits Work

1

Income & Net Worth Below $124K

If both your annual income and net worth are below $124,000, your annual limit is the greater of $2,500 or 5% of the lesser of your income or net worth.

max($2,500, 5% x min(income, net worth))
2

Income or Net Worth at $124K+

If either your income or net worth is $124,000 or more, your limit is 10% of the lesser of income or net worth, capped at $124,000 per year.

min(10% x min(income, net worth), $124,000)

Accredited Investors

Accredited investors (income over $200K single / $300K joint, or net worth over $1M excluding primary residence) have no annual Reg CF limit.

No cap on annual investment

Key Things to Know

  • ● The $124,000 threshold is adjusted periodically by the SEC to account for inflation.
  • ● Limits are calculated on a rolling 12-month basis across all Regulation Crowdfunding platforms, not just GigaStar.
  • ● Net worth should exclude the value of your primary residence and any mortgage or loan secured by it.
  • ● Annual income can be calculated individually or jointly with a spouse, depending on how you file taxes.

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